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Deposit Account Rates and Terms
Rates subject to change without notice.
Regular Shares
From $25.00 to $1,999.99
.03%/APY*
- *Annual Percentage Yield
- .03% Annual Percentage Rate
- $25.00 Minimum Initial Deposit
- $25.00 Minimum To Earn
- Quarterly Compounding and Crediting
- Average Daily Balance Dividend Method
Regular Shares
$2,000.00 to $4999.99
.05%/APY*
- *Annual Percentage Yield
- .05% Annual Percentage Rate
- $25.00 Minimum Initial Deposit
- $25.00 Minimum To Earn
- Quarterly Compounding and Crediting
- Average Daily Balance Dividend Method
Regular Shares
$5,000.00 and more
.10%/APY*
- *Annual Percentage Yield
- .10% Annual Percentage Rate
- $25.00 Minimum Initial Deposit
- $25.00 Minimum To Earn
- Quarterly Compounding and Crediting
- Average Daily Balance Dividend Method
Share Draft Account
No Monthly Fee for Personal Accounts
.01%/APY*
*Annual Percentage Yield
- .01% Annual Percentage Rate
- $25.00 Minimum Initial Deposit
- $2500.00 Minimum To Earn
- Monthly Compounding and Crediting
- Average Daily Balance Dividend Method
- Courtesy Pay up to $500
- Overdraft Protection by Automatic Transfer
- Low Cost Duplicate Checks
- Temporary Checks Available
- $12.00 per month for business accounts
6 Month - Share Certificate
Up to $99,999.99
3.00%/APY*
- *Annual Percentage Yield
- 2.96% Annual Percentage Rate
- $1000.00 Minimum Initial Deposit
- $1000.00 Minimum To Earn
- Monthly Compounding and Crediting
- Average Daily Balance Dividend Method
- Certificate yields assume dividends are not withdrawn prior to maturity. Withdrawal of dividends will reduce the yield.
6 Month - Share Certificate
$100,000 and more
3.15%/APY*
- *Annual Percentage Yield
- 3.105% Annual Percentage Rate
- $100,000.00 Minimum Initial Deposit
- $100,000.00 Minimum To Earn
- Monthly Compounding and Crediting
- Average Daily Balance Dividend Method
- Certificate yields assume dividends are not withdrawn prior to maturity. Withdrawal of dividends will reduce the yield.
12 Month Share Certificate
Up to $99,999.99
3.50%/APY*
- *Annual Percentage Yield
- 3.45% Annual Percentage Rate
- $1000.00 Minimum Initial Deposit
- $1000.00 Minimum To Earn
- Monthly Compounding and Crediting
- Average Daily Balance Dividend Method
- Certificate yields assume dividends are not withdrawn prior to maturity. Withdrawal of dividends will reduce the yield.
12 Month Share Certificate
$100,000 and more
3.75%/APY*
- *Annual Percentage Yield
- 3.69% Annual Percentage Rate
- $100,000.00 Minimum Initial Deposit
- $100,000.00 Minimum To Earn
- Monthly Compounding and Crediting
- Average Daily Balance Dividend Method
- Certificate yields assume dividends are not withdrawn prior to maturity. Withdrawal of dividends will reduce the yield.
IRA Account
Up to $99,999.99
3.50%/APY*
- *Annual Percentage Yield
- 3.45% Annual Percentage Rate
- $1000.00 Minimum Initial Deposit
- $1000.00 Minimum To Earn
- Monthly Compounding and Crediting
- Average Daily Balance Dividend Method
- Certificate yields assume dividends are not withdrawn prior to maturity. Withdrawal of dividends will reduce the yield.
IRA Account
$100,000 and more
3.75%/APY*
- *Annual Percentage Yield
- 3.69% Annual Percentage Rate
- $100,000.00 Minimum Initial Deposit
- $100,000.00 Minimum To Earn
- Monthly Compounding and Crediting
- Average Daily Balance Dividend Method
- Certificate yields assume dividends are not withdrawn prior to maturity. Withdrawal of dividends will reduce the yield.
Christmas Club Account
Free Withdrawal on November 1st Only
.10%/APY*
*Annual Percentage Yield
.10% Annual Percentage Rate
- $25.00 Minimum Initial Deposit
- No Minimum To Earn
- Monthly Compounding and Crediting
- Average Daily Balance Dividend Method
- $5.00 Early Withdrawal Fee
- $1.00 to Open